AI & SaaS Pricing Tracker / Microsoft 365 Copilot
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Microsoft 365 Copilot pricing

Microsoft 365 Copilot is priced per user per month with options for annual or monthly billing, bundled with Microsoft 365 Business Premium or Business Standard plans, including advanced security and AI features, with usage-based billing for select advanced AI features.

Pricing model: Per seatLast verified: Nov 8, 2026Source: Microsoft pricing page ↗

Microsoft 365 Business Premium with Copilot

$32.00 user/month, paid yearly
Annual subscription—auto renews. Usage-based billing for select advanced AI features.
  • Copilot in Word, Excel, PowerPoint, Outlook, and Microsoft Teams
  • AI chat grounded in your work data with large language model (LLM) choice
  • Pre-built agents for research and data analysis
  • Access to Cowork, Autopilot, and advanced AI experiences in apps like SharePoint
  • Desktop, web, and mobile versions
  • Custom business email

Microsoft 365 Business Standard with Copilot

$23.50 user/month, paid yearly
Annual subscription—auto renews. Usage-based billing for select advanced AI features.
  • Copilot in Word, Excel, PowerPoint, Outlook, and Microsoft Teams
  • AI chat grounded in your work data with large language model (LLM) choice
  • Pre-built agents for research and data analysis
  • Access to Cowork, Autopilot, and advanced AI experiences in apps like SharePoint
  • Core identity and access management for up to 300 users
  • Desktop, web, and mobile versions

Microsoft 365 Copilot Business (add-on)

$18.00 user/month, paid yearly
Annual subscription—auto renews. Usage-based billing for select advanced AI features. Promotional pricing applies to first year only.
  • Copilot in Word, Excel, PowerPoint, Outlook, and Microsoft Teams
  • AI chat grounded in your work data
  • Large language model (LLM) choice
  • Pre-built agents for research and data analysis
  • Access to Cowork, Autopilot, and advanced AI experiences in apps like SharePoint
  • Analytics to measure adoption, usage, and business impact

Microsoft 365 Business Premium with Copilot (monthly)

$38.40 user/month
Monthly subscription—auto renews. Usage-based billing for select advanced AI features.
  • Copilot in Word, Excel, PowerPoint, Outlook, and Microsoft Teams
  • AI chat grounded in your work data with large language model (LLM) choice
  • Pre-built agents for research and data analysis
  • Access to Cowork, Autopilot, and advanced AI experiences in apps like SharePoint
  • Desktop, web, and mobile versions
  • Custom business email

Microsoft 365 Business Standard with Copilot (monthly)

$28.20 user/month
Monthly subscription—auto renews. Usage-based billing for select advanced AI features.
  • Copilot in Word, Excel, PowerPoint, Outlook, and Microsoft Teams
  • AI chat grounded in your work data with large language model (LLM) choice
  • Pre-built agents for research and data analysis
  • Access to Cowork, Autopilot, and advanced AI experiences in apps like SharePoint
  • Core identity and access management for up to 300 users
  • Desktop, web, and mobile versions

Microsoft 365 Copilot Business (add-on monthly)

$25.20 user/month
Monthly subscription—auto renews. Usage-based billing for select advanced AI features.
  • Copilot in Word, Excel, PowerPoint, Outlook, and Microsoft Teams
  • AI chat grounded in your work data
  • Large language model (LLM) choice
  • Pre-built agents for research and data analysis
  • Access to Cowork, Autopilot, and advanced AI experiences in apps like SharePoint
  • Analytics to measure adoption, usage, and business impact

Microsoft 365 Business Premium with Copilot (no Teams, yearly)

$28.80 user/month, paid yearly
Annual subscription—auto renews. Usage-based billing for select advanced AI features.
  • Copilot in Word, Excel, PowerPoint, and Outlook
  • AI chat grounded in your work data with large language model (LLM) choice
  • Pre-built agents for research and data analysis
  • Access to Cowork, Autopilot, and advanced AI experiences in apps like SharePoint
  • Desktop, web, and mobile versions
  • Custom business email

Microsoft 365 Business Standard with Copilot (no Teams, yearly)

$20.30 user/month, paid yearly
Annual subscription—auto renews. Usage-based billing for select advanced AI features.
  • Copilot in Word, Excel, PowerPoint, and Outlook
  • AI chat grounded in your work data with large language model (LLM) choice
  • Pre-built agents for research and data analysis
  • Access to Cowork, Autopilot, and advanced AI experiences in apps like SharePoint
  • Core identity and access management for up to 300 users
  • Desktop, web, and mobile versions

Microsoft 365 Copilot Business (add-on no Teams yearly)

$18.00 user/month, paid yearly
Annual subscription—auto renews. Usage-based billing for select advanced AI features. Promotional pricing applies to first year only.
  • Copilot in Word, Excel, PowerPoint, and Outlook
  • AI chat grounded in your work data
  • Large language model (LLM) choice
  • Pre-built agents for research and data analysis
  • Access to Cowork, Autopilot, and advanced AI experiences in apps like SharePoint
  • Analytics to measure adoption, usage, and business impact

Microsoft 365 Business Premium with Copilot (no Teams, monthly)

$34.56 user/month
Monthly subscription—auto renews. Usage-based billing for select advanced AI features.
  • Copilot in Word, Excel, PowerPoint, and Outlook
  • AI chat grounded in your work data with large language model (LLM) choice
  • Pre-built agents for research and data analysis
  • Access to Cowork, Autopilot, and advanced AI experiences in apps like SharePoint
  • Desktop, web, and mobile versions
  • Custom business email

Microsoft 365 Business Standard with Copilot (no Teams, monthly)

$24.36 user/month
Monthly subscription—auto renews. Usage-based billing for select advanced AI features.
  • Copilot in Word, Excel, PowerPoint, and Outlook
  • AI chat grounded in your work data with large language model (LLM) choice
  • Pre-built agents for research and data analysis
  • Access to Cowork, Autopilot, and advanced AI experiences in apps like SharePoint
  • Core identity and access management for up to 300 users
  • Desktop, web, and mobile versions

Microsoft 365 Copilot Business (add-on no Teams monthly)

$25.20 user/month
Monthly subscription—auto renews. Usage-based billing for select advanced AI features.
  • Copilot in Word, Excel, PowerPoint, and Outlook
  • AI chat grounded in your work data
  • Large language model (LLM) choice
  • Pre-built agents for research and data analysis
  • Access to Cowork, Autopilot, and advanced AI experiences in apps like SharePoint
  • Analytics to measure adoption, usage, and business impact

Microsoft 365 Copilot price history

Microsoft 365 Business Premium with CopilotMicrosoft 365 Business Standard with CopilotMicrosoft 365 Copilot Business (add-on)Microsoft 365 Business Premium with Copilot (monthly)Microsoft 365 Business Standard with Copilot (monthly)Microsoft 365 Copilot Business (add-on monthly)Microsoft 365 Business Premium with Copilot (no Teams, yearly)Microsoft 365 Business Standard with Copilot (no Teams, yearly)
$0$12.5$25$37.5$50OctNov
Headline price per seat or user per month. Hover for exact prices. The full dated list of changes is below.

Microsoft 365 Copilot pricing changes

Oct 25, 2026Package changedMicrosoft 365 Business Premium with Copilot: 1 TB of cloud storage per user removed from included features.
Oct 25, 2026Package changedMicrosoft 365 Business Standard with Copilot: 1 TB of cloud storage per user removed from included features.
Oct 25, 2026Package changedMicrosoft 365 Business Premium with Copilot (monthly): 1 TB of cloud storage per user removed from included features.
Oct 25, 2026Package changedMicrosoft 365 Business Standard with Copilot (monthly): 1 TB of cloud storage per user removed from included features.
Oct 25, 2026Package changedMicrosoft 365 Business Premium with Copilot (no Teams, yearly): 1 TB of cloud storage per user removed from included features.
Oct 25, 2026Package changedMicrosoft 365 Business Standard with Copilot (no Teams, yearly): 1 TB of cloud storage per user removed from included features.
Oct 25, 2026Package changedMicrosoft 365 Business Premium with Copilot (no Teams, monthly): 1 TB of cloud storage per user removed from included features.
Oct 25, 2026Package changedMicrosoft 365 Business Standard with Copilot (no Teams, monthly): 1 TB of cloud storage per user removed from included features.
Sep 26, 2026Package changedMicrosoft 365 Business Premium with Copilot: 10+ additional business apps including Loop, Clipchamp, Bookings removed with no equivalent replacement.
Sep 26, 2026Package changedMicrosoft 365 Business Standard with Copilot: 10+ additional business apps including Loop, Clipchamp, Bookings removed with no equivalent replacement.
Sep 26, 2026Package changedMicrosoft 365 Business Premium with Copilot (monthly): 10+ additional business apps including Loop, Clipchamp, Bookings removed with no equivalent replacement.
Sep 26, 2026Package changedMicrosoft 365 Business Standard with Copilot (monthly): 10+ additional business apps including Loop, Clipchamp, Bookings removed with no equivalent replacement.
Sep 26, 2026Package changedMicrosoft 365 Business Premium with Copilot (no Teams, yearly): 10+ additional business apps including Loop, Clipchamp, Bookings removed with no equivalent replacement.
Sep 26, 2026Package changedMicrosoft 365 Business Standard with Copilot (no Teams, yearly): 10+ additional business apps including Loop, Clipchamp, Bookings removed with no equivalent replacement.
Sep 26, 2026Package changedMicrosoft 365 Business Premium with Copilot (no Teams, monthly): 10+ additional business apps including Loop, Clipchamp, Bookings removed with no equivalent replacement.
Sep 26, 2026Package changedMicrosoft 365 Business Standard with Copilot (no Teams, monthly): 10+ additional business apps including Loop, Clipchamp, Bookings removed with no equivalent replacement.

Microsoft 365 Copilot vs. other AI assistants

ProductPricing modelLowest paid planHighest listed plan
Microsoft 365 CopilotPer seatMicrosoft 365 Copilot Business (add-on): $18.00 user/month, paid yearlyMicrosoft 365 Business Premium with Copilot (monthly): $38.40 user/month
ChatGPT BusinessPer seatStandard seat: $25/monthPremium seat: $125/month
ClaudePer seatPro: $20 per monthTeam Premium seat: $125 per seat / month
GeminiFlat priceGoogle AI Plus: $4.99 / monthGoogle AI Ultra: Starting at $99.99 / month
GitHub CopilotPer seatPro: $10 per user/monthMax: $100 per user/month
Le ChatPer seatPro: $14.99/moTeam: $24.99/user/mo
CursorPer seatPro: $20/moUltra: $200/mo

From each vendor's latest verified pricing page. Units differ between products, so compare what each plan includes, not only the number.

Microsoft 365 Copilot pricing FAQ

How much does Microsoft 365 Copilot cost?

Microsoft 365 Copilot lists 12 plans: Microsoft 365 Business Premium with Copilot at $32.00 user/month, paid yearly; Microsoft 365 Business Standard with Copilot at $23.50 user/month, paid yearly; Microsoft 365 Copilot Business (add-on) at $18.00 user/month, paid yearly; Microsoft 365 Business Premium with Copilot (monthly) at $38.40 user/month; Microsoft 365 Business Standard with Copilot (monthly) at $28.20 user/month; Microsoft 365 Copilot Business (add-on monthly) at $25.20 user/month; and more. Prices as published on Microsoft's pricing page, last verified Nov 8, 2026.

Has Microsoft 365 Copilot pricing changed?

Yes. 16 changes recorded. The most recent, on Oct 25, 2026: Microsoft 365 Business Premium with Copilot: 1 TB of cloud storage per user removed from included features.

How is Microsoft 365 Copilot pricing tracked here?

RevExOS reads Microsoft's public pricing page every week, extracts each plan's price, unit and inclusions, and records any difference from the previous check as a dated change. Promotional and introductory prices are noted separately from the regular price.

More AI assistants pricing

ChatGPT BusinessClaudeGeminiGitHub CopilotLe ChatCursor