AI & SaaS Pricing Tracker / Microsoft 365 Copilot
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Microsoft 365 Copilot pricing

Microsoft 365 Copilot is priced per user per month with options for annual or monthly billing, bundled with Microsoft 365 Business Premium or Business Standard plans, including advanced security and AI features.

Pricing model: Per seatLast verified: Oct 11, 2026Source: Microsoft pricing page ↗

Microsoft 365 Business Premium with Copilot

$32.00 user/month, paid yearly
Annual subscription - auto renews
  • Copilot in Word, Excel, PowerPoint, Outlook, and Microsoft Teams
  • AI-powered chat connected to your work data and access to reasoning AI for research and data analysis
  • Advanced identity and access management for up to 300 users
  • Web, mobile, and desktop versions
  • Custom business email
  • 1 TB of cloud storage per user

Microsoft 365 Business Standard with Copilot

$23.50 user/month, paid yearly
Annual subscription - auto renews
  • Copilot in Word, Excel, PowerPoint, Outlook, and Microsoft Teams
  • AI-powered chat connected to your work data and access to reasoning AI for research and data analysis
  • Identity and access management for up to 300 users
  • Web, mobile, and desktop versions
  • Custom business email
  • 1 TB of cloud storage per user

Microsoft 365 Copilot Business (add-on)

$18.00 user/month, paid yearly
Annual subscription - auto renews; promotional pricing applies to first year only
  • Copilot in Word, Excel, PowerPoint, Outlook, and Microsoft Teams
  • AI-powered chat powered by Work IQ
  • Reasoning AI for research and data analysis
  • Pre-built Microsoft agents including Researcher, Analyst, and Facilitator
  • Analytics to measure adoption, usage, and business impact
  • LLM model choice

Microsoft 365 Business Premium with Copilot (monthly)

$38.40 user/month
Monthly subscription - auto renews
  • Copilot in Word, Excel, PowerPoint, Outlook, and Microsoft Teams
  • AI-powered chat connected to your work data and access to reasoning AI for research and data analysis
  • Advanced identity and access management for up to 300 users
  • Web, mobile, and desktop versions
  • Custom business email
  • 1 TB of cloud storage per user

Microsoft 365 Business Standard with Copilot (monthly)

$28.20 user/month
Monthly subscription - auto renews
  • Copilot in Word, Excel, PowerPoint, Outlook, and Microsoft Teams
  • AI-powered chat connected to your work data and access to reasoning AI for research and data analysis
  • Identity and access management for up to 300 users
  • Web, mobile, and desktop versions
  • Custom business email
  • 1 TB of cloud storage per user

Microsoft 365 Copilot Business (add-on monthly)

$25.20 user/month
Monthly subscription - auto renews
  • Copilot in Word, Excel, PowerPoint, Outlook, and Microsoft Teams
  • AI-powered chat powered by Work IQ
  • Reasoning AI for research and data analysis
  • Pre-built Microsoft agents including Researcher, Analyst, and Facilitator
  • Analytics to measure adoption, usage, and business impact
  • LLM model choice

Microsoft 365 Business Premium with Copilot (no Teams, yearly)

$28.80 user/month, paid yearly
Annual subscription - auto renews
  • Copilot in Word, Excel, PowerPoint, and Outlook
  • AI-powered chat connected to your work data and access to reasoning AI for research and data analysis
  • Advanced identity and access management for up to 300 users
  • Web, mobile, and desktop versions
  • Custom business email
  • 1 TB of cloud storage per user

Microsoft 365 Business Standard with Copilot (no Teams, yearly)

$20.30 user/month, paid yearly
Annual subscription - auto renews
  • Copilot in Word, Excel, PowerPoint, and Outlook
  • AI-powered chat connected to your work data and access to reasoning AI for research and data analysis
  • Identity and access management for up to 300 users
  • Web, mobile, and desktop versions
  • Custom business email
  • 1 TB of cloud storage per user

Microsoft 365 Copilot Business (add-on no Teams yearly)

$18.00 user/month, paid yearly
Annual subscription - auto renews; promotional pricing applies to first year only
  • Copilot in Word, Excel, PowerPoint, and Outlook
  • AI-powered chat powered by Work IQ
  • Reasoning AI for research and data analysis
  • Pre-built Microsoft agents including Researcher, Analyst, and Facilitator
  • Analytics to measure adoption, usage, and business impact
  • LLM model choice

Microsoft 365 Business Premium with Copilot (no Teams, monthly)

$34.56 user/month
Monthly subscription - auto renews
  • Copilot in Word, Excel, PowerPoint, and Outlook
  • AI-powered chat connected to your work data and access to reasoning AI for research and data analysis
  • Advanced identity and access management for up to 300 users
  • Web, mobile, and desktop versions
  • Custom business email
  • 1 TB of cloud storage per user

Microsoft 365 Business Standard with Copilot (no Teams, monthly)

$24.36 user/month
Monthly subscription - auto renews
  • Copilot in Word, Excel, PowerPoint, and Outlook
  • AI-powered chat connected to your work data and access to reasoning AI for research and data analysis
  • Identity and access management for up to 300 users
  • Web, mobile, and desktop versions
  • Custom business email
  • 1 TB of cloud storage per user

Microsoft 365 Copilot Business (add-on no Teams monthly)

$25.20 user/month
Monthly subscription - auto renews
  • Copilot in Word, Excel, PowerPoint, and Outlook
  • AI-powered chat powered by Work IQ
  • Reasoning AI for research and data analysis
  • Pre-built Microsoft agents including Researcher, Analyst, and Facilitator
  • Analytics to measure adoption, usage, and business impact
  • LLM model choice

Microsoft 365 Copilot price history

Microsoft 365 Business Premium with CopilotMicrosoft 365 Business Standard with CopilotMicrosoft 365 Copilot Business (add-on)Microsoft 365 Business Premium with Copilot (monthly)Microsoft 365 Business Standard with Copilot (monthly)Microsoft 365 Copilot Business (add-on monthly)Microsoft 365 Business Premium with Copilot (no Teams, yearly)Microsoft 365 Business Standard with Copilot (no Teams, yearly)
$0$12.5$25$37.5$50Oct
Headline price per seat or user per month. Hover for exact prices. The full dated list of changes is below.

Microsoft 365 Copilot pricing changes

Sep 26, 2026Package changedMicrosoft 365 Business Premium with Copilot: 10+ additional business apps including Loop, Clipchamp, Bookings removed with no equivalent replacement.
Sep 26, 2026Package changedMicrosoft 365 Business Standard with Copilot: 10+ additional business apps including Loop, Clipchamp, Bookings removed with no equivalent replacement.
Sep 26, 2026Package changedMicrosoft 365 Business Premium with Copilot (monthly): 10+ additional business apps including Loop, Clipchamp, Bookings removed with no equivalent replacement.
Sep 26, 2026Package changedMicrosoft 365 Business Standard with Copilot (monthly): 10+ additional business apps including Loop, Clipchamp, Bookings removed with no equivalent replacement.
Sep 26, 2026Package changedMicrosoft 365 Business Premium with Copilot (no Teams, yearly): 10+ additional business apps including Loop, Clipchamp, Bookings removed with no equivalent replacement.
Sep 26, 2026Package changedMicrosoft 365 Business Standard with Copilot (no Teams, yearly): 10+ additional business apps including Loop, Clipchamp, Bookings removed with no equivalent replacement.
Sep 26, 2026Package changedMicrosoft 365 Business Premium with Copilot (no Teams, monthly): 10+ additional business apps including Loop, Clipchamp, Bookings removed with no equivalent replacement.
Sep 26, 2026Package changedMicrosoft 365 Business Standard with Copilot (no Teams, monthly): 10+ additional business apps including Loop, Clipchamp, Bookings removed with no equivalent replacement.

Microsoft 365 Copilot vs. other AI assistants

ProductPricing modelLowest paid planHighest listed plan
Microsoft 365 CopilotPer seatMicrosoft 365 Copilot Business (add-on): $18.00 user/month, paid yearlyMicrosoft 365 Business Premium with Copilot (monthly): $38.40 user/month
ChatGPT BusinessPer seatStandard seat: $25/monthPremium seat: $125/month
ClaudePer seatPro: $20 per monthTeam Premium seat: $125 per seat / month
GeminiPer seatGoogle AI Plus: $4.99 / monthGoogle AI Ultra: $99.99 / month
GitHub CopilotPer seatPro: $10 per monthMax: $100 per month
Le ChatPer seatPro: $14.99/moTeam: $24.99/user/mo
CursorPer seatPro: $20/moUltra: $200/mo

From each vendor's latest verified pricing page. Units differ between products, so compare what each plan includes, not only the number.

Microsoft 365 Copilot pricing FAQ

How much does Microsoft 365 Copilot cost?

Microsoft 365 Copilot lists 12 plans: Microsoft 365 Business Premium with Copilot at $32.00 user/month, paid yearly; Microsoft 365 Business Standard with Copilot at $23.50 user/month, paid yearly; Microsoft 365 Copilot Business (add-on) at $18.00 user/month, paid yearly; Microsoft 365 Business Premium with Copilot (monthly) at $38.40 user/month; Microsoft 365 Business Standard with Copilot (monthly) at $28.20 user/month; Microsoft 365 Copilot Business (add-on monthly) at $25.20 user/month; and more. Prices as published on Microsoft's pricing page, last verified Oct 11, 2026.

Has Microsoft 365 Copilot pricing changed?

Yes. 8 changes recorded. The most recent, on Sep 26, 2026: Microsoft 365 Business Premium with Copilot: 10+ additional business apps including Loop, Clipchamp, Bookings removed with no equivalent replacement.

How is Microsoft 365 Copilot pricing tracked here?

RevExOS reads Microsoft's public pricing page every week, extracts each plan's price, unit and inclusions, and records any difference from the previous check as a dated change. Promotional and introductory prices are noted separately from the regular price.

More AI assistants pricing

ChatGPT BusinessClaudeGeminiGitHub CopilotLe ChatCursor